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Autos Recreational Unsecured Other
Secured		 Home
Mortgages		 Home
Equity
 
Home Equity Loans
         
  Loan to
Value %		 APR Term Monthly Payment Per $1000
Home Equity 5 Yr. Balloon      
  Up to 80% 5.50% to 10.50% 60 Months As Low As $6.88
  81% to 90% 6.00% to 11.50% 60 Months As Low As $7.17
  91% to 100% 7.00% to 12.50% 60 Months As Low As $7.76
 
Loan is based on a 20 year amortization and balloons every 5 years.
         
Home Equity 5 Yr. Fixed      
  Up to 80% 5.25% to
10.25%		 60 Months As Low As $18.99
  81% to 90% 5.75% to 11.25% 60 Months As Low As $19.22
  91% to 100% 6.75% to 12.25% 60 Months As Low As $19.69
 
Fixed rate loan is amortized over a 5 year period.
         
Home Equity 10 Yr. Fixed      
  Up to 80% 6.00% to 11.00% 120 Months As Low As $11.11
  81% to 90% 6.50% to 12.00% 120 Months As Low As $11.36
  91% to 100% 7.50% to 13.00% 120 Months As Low As $11.88
 
Fixed rate loan is amortized over a 10 year period.
         
Home Equity Line of Credit      
  Up to 80% 5.50% to 7.75% 180 Months $12.50
 
Payments are 1.25% of the principle balance on the 30th of each month.
Current floor rate is 5.50%
Ceiling rate is 18.00%
Variable Rate Loan, Based on the Prime Rate
Rates Adjust Quarterly
         
Home Equity Line of Credit      
  81% to 90% 7.50% to 8.75% 180 Months $12.50
  91% to 100% 7.50% to 9.75% 180 Months $12.50
 
Payments are 1.25% of the principle balance on the 30th of each month.
Current floor rate is 7.50%
Ceiling rate is 18.00%
Variable Rate Loan, Based on the Prime Rate
Rates Adjust Quarterly
         
HELOC Special Promotion      
  up to 80% 1.99% 180 Months $12.50
 
Payments are 1.25% of the principle balance on the 30th of each month.
Three month promotional rate, then as low as Prime - 0.50%.
Current floor rate is 5.50%
Ceiling Rate is 18.00%
Variable Rate Loan, Based on the Prime Rate
Rates Adjust Quarterly
         
Prime Rate: 3.25% as of December 17, 2008
 
 ALL RATES QUOTED AS ANNUAL PERCENTAGE RATES (APR).

Members are required to provide proof of homeowner's insurance before or on the date of the loan closing.

Closing Costs For Home Equity Loans: Estimated at $107.50 + Mortgage Tax ($2.30 per $1000) + Appraisal Fee

EFFECTIVE DATE: May 14, 2010

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* Annual Percentage Rate may vary depending on your creditworthiness.

Rates, terms, and conditions are subject to change without prior notice and are based on the Anoka Hennepin Credit Union's loan qualifications.