| Share Savings |
| Rate |
Yield |
Term |
| 0.05% |
0.05% |
Quarterly |
|
|
$25.00 Minimum Balance for Membership Share |
| |
| Holiday Club and Vacation Club |
| Rate |
Yield |
Term |
| 0.05% |
0.05% |
Yearly |
|
|
Restrictions
on withdrawals |
| |
| Emerald Money Market |
| |
Rate |
Yield |
Term |
| $0 - $50,000.00 |
0.20% |
0.20% |
Monthly |
| $50,000.01 - $100,000.00 |
0.35% |
0.35% |
Monthly |
| $100,000.01 & Above |
0.75% |
0.75% |
Monthly |
|
|
|
|
$25,000
Minimum Balance, Rates May Change Monthly,
Added Benefits, Personal Attention, See Disclosures
Roth IRA or Traditional IRA?
Which is the Better Choice? |
| |
| Insured Money Market |
| |
Rate |
Yield |
Term |
| $0 - $10,000.00 |
0.10% |
0.10% |
Monthly |
| $10,000.01 - $25,000.00 |
0.15% |
0.15% |
Monthly |
| $25,000.01 - $50,000.00 |
0.25% |
0.25% |
Monthly |
| $50,000.01 - $100,000.00 |
0.30% |
0.30% |
Monthly |
| $100,000.01 & Above |
0.45% |
0.45% |
Monthly |
|
|
|
|
$2,500
Minimum Balance, Rates Change Monthly |
| |
| IRA Money Market |
| Rate |
Yield |
Term |
| 0.10% |
0.10% |
Monthly |
|
|
$100 Minimum
Balance |
| |
| Certificates |
| |
Rate |
Yield |
Minimum |
| 6 Month |
0.75% |
0.75% |
$1,000 |
| 12 Month |
0.80% |
0.80% |
$1,000 |
| 18 Month |
0.85% |
0.85% |
$2,500 |
| 24 Month |
0.90% |
0.90% |
$2,500 |
| 36 Month |
1.00% |
1.00% |
$5,000 |
| 48 Month |
1.25% |
1.26% |
$5,000 |
| 60 Month |
1.65% |
1.66% |
$5,000 |
|
| |
^
Restrictions Apply |
| |
|
Early withdrawal
penalty on CDs. We may impose a penalty if you withdraw any of the
principal before the maturity date. |
| |
| IRA Certificates: Traditional, ROTH, &
Coverdale |
| |
Rate |
Yield |
Minimum |
| 12 Month |
0.75% |
0.75% |
$500 |
| 36 Month |
1.00% |
1.00% |
$500 |
| 60 Month |
1.65% |
1.66% |
$500 |
|
| |
| Basic Plus Share Draft Account |
|
|
|
$100.00
Minimum Balance |
| |
|
All Rates are shown as
ANTICIPATED DIVIDEND RATES
Yields are shown as ANTICIPATED ANNUAL PERCENTAGE YIELDS
Conditions and Rates are subject to change at any time.
Rates Effective: July 1, 2010; 12:00 AM CDT |
| |
|
|
|
 |
