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U.S. Savings Bonds |
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Series EE and Series I savings bonds can be purchased from the Bureau of
the Public Debt Online (A United States Government Agency) with your AHCU
credit card.
To purchase a savings bond online,
click here to go to the Bureau of the Public Debt's Website.
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 U. S.
Savings Bonds: Invest Today and Enjoy Tomorrow!
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Ever wonder why U.S. Savings Bonds stay so popular in America's ever changing financial
landscape? The answer's easy...Series EE savings bonds are a great way to save ! And
buying bonds regularly is one of the easiest ways to invest today so you can enjoy
tomorrow!
All of us need to ask ourselves the question...am I saving enough money today to reach the
goals I have in life? If you are like many Americans, the answer probably is, "I'm
saving some, but really not enough." Our savings goals are as diverse as our great
nation: retirement, investing in our children's education, a down payment on a first home
or just having a ready reserve for those surprises in life.
Whatever your goal, one thing is certain. Series EE bonds are a great way to invest today
to enjoy your tomorrows. All you need do is make the decision to buy bonds regularly.
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 Savings bonds have
benefits that can work for you! |
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We asked savings bond investors about the savings bond features they value. Here's what
they told us. See if bonds might fit your savings needs.
- Safety: Savings bonds are a unique security as safe and secure as the U.S. Treasury.
You never have to worry about the safety of your investment. You are paid the principal
and interest due you when you cash your bond. Your bonds can be replaced if lost, stolen
or destroyed.
- Ease of Purchase: It's hard to find an easier, more affordable way to invest. All
you need to do is decide how often to buy a bond. Bonds cost as little as $25 for a $50
bond. Your bonds are sent directly to you or the bond owner you choose.
- Tax Advantages: The interest you earn on your Series EE bonds is exempt from
State and local income taxes. You can defer Federal income tax until you redeem the bonds
or they stop earning interest after 30 years. This means you can plan ahead and choose
when might be the best time to realize income for tax purposes. And, since your interest
isn't taxed until you redeem a bond, your savings grow faster because interest compounds
on the full value of the bond before taxes.
- Financing Education: Savings bonds can help you save for education. Lower and
middle income investors may be eligible for special tax benefits. If you qualify, you can
exclude all or part of the interest earned on Series EE bonds from income when you cash
the bonds to pay for post-secondary tuition and fees.
- Retirement: Savings bonds can be an excellent way to help build savings for
retirement. The combination of a thirty year interest earning life and the other features
of bonds make them attractive to many investors.
- Improved Market-Based Rates: Series EE bonds now earn 90% of the average yield on
5-year Treasury securities. Bonds increase in value every month. The rate changes every
six months ... so your investment always tracks Treasury market yields.
- Liquidity: You can cash Series EE bonds any time after six months. Most investors
plan to hold bonds for longer term goals yet they know they can get their money with
interest if they need it. There is a 3-month interest penalty if you redeem your bonds
before five years.
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