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Checking Accounts

We have a checking package that’s right for you.

Everyday 

 

($2.95 monthly fee) 

$5 share
$25 open balance

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Everyday Advantage  

($2.95 is able to be waived*) 

$5 share
$25 open balance

 

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Spirit

 

For ages 13 – 23

$5 share
$25 open balance

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 Applying For a Checking Account Has Never Been Faster or Easier!


Refer a Friend Checking Promotion

 

 

 

 

 

Two Great Ways to Earn! 

  1. Don't Have an AHCU Checking Already? - Open One to be Eligible to Earn $100*.
  2. Refer Friends and Family to Open a Checking - You Both Could Earn $100*.  

Complete the Refer A Friend Form by Clicking Link Above or Select "Refer a Friend" from the "How Did you Hear About Us?" Dropdown in The Online Application.

Offer Valid Thru: February 28th, 2022

*AHCU Refer-A-Friend: The person making the referral (referrer) will earn a $100 Refer-A-Friend Referral Bonus for each individual referred to Anoka Hennepin Credit Union (AHCU) who becomes a member and completes the offer requirements within 60 days after establishing membership. To make a referral, the referred person must submit a completed Refer-A-Friend form or reference “Refer-A-Friend” in “How did you hear about us?” if applying online. Referral must be made prior to the new member opening the account. Referral bonus is only eligible to those who have never had a membership at AHCU. Referral must be presented at account opening prior to 2/28/22.Referred members must qualify for membership and must open a $5 Share Savings account and an Everyday Checking with a minimum of $25 opening deposit. No minimum balance is required for Everyday Checking. Membership is subject to credit approval. To earn a $100 Referral Bonus, the referred person must complete the following requirements within 60 days after establishing membership: open a new AHCU Everyday Checking Account, enroll in eStatements, download the AHCUdigital mobile app and use the app at least once, and order an AHCU debit card and use with their new checking account. Account must be active and in good standing 60 days after account opening to receive the referral bonus. Members 18 years of age and over must have the legal capacity to enter into an individual account agreement. If a member is under age 18, the account must be joint with a parent or legal guardian. Referred member must open a new primary Everyday Checking Account and cannot be added to an existing account. Offer cannot be combined with other offers and is subject to change or termination at any time without notice. Message and data rates may apply. Employees are ineligible for this offer. Offer not valid on business accounts—no maximum referral bonuses per member per year. The referrer must be a current AHCU member in good standing to receive the referral bonus. If the referrer is not a member, no referral bonuses will be deposited for either party. AHCU, in their sole discretion, reserves the right to refuse payment of the bonus. Allow up to 7 business days after completing all requirements of this offer for a referral bonus to be deposited into your Share Savings Account. Each Referral Bonus amount may be reported to the IRS, state, and local tax authorities if required by applicable law. The recipient is responsible for any federal, state, and/or local taxes on reward items. Offer valid through 2/28/22. NMLS#794427

Features & Benefits

  • AHCUdigital Access

     

  • Phone Branch Access

     

  • Debit Card

     

  • Bill Payment

     

 

*Fee Waived with Requirements

E-statements plus one of the following services on a monthly basis:  Automatic deposit of $500 or more - 10 debit card transactions - Loan balance of $5,000 or more - Combined savings of $25,000 or more. AHCU membership required. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.

 

Compare Accounts

Which checking account is right for you?

Features everyday everyday advantage Spirit*
Minimum Balance

No

No

No

AHCUdigital Access

Yes

Yes

Yes

e-Statements

Yes

Yes

Yes

Minimum Opening Deposit

$25

$25

$25

Debit Card

Yes

Yes

Yes

Age Requirement

18

18

13-23

*The AHCU Spirit Debit Card donates 5% of debit card transaction fees to the AHCU Spirit Foundation which makes contributions to local high schools to reduce student activity costs, so that all students can participate in healthy school activities.

Which school will you support; Anoka, Centennial, Andover, Blaine, Coon Rapids, Forest Lake, or Champlin Park? You can even choose to donate to the Anoka Hennepin School District.

 

spirit debit card images

 

AHCU membership required.  See the Fee Schedule for any applicable fees.  For Everyday Checking accounts, minimum opening deposit of $25 required.  For qualifying EveryDay Checking you may also qualify to have the monthly service fee for the dividend period waived if you meet one the following requirements: A) you are between the ages of 13 and 23 or B) are enrolled in and receive e-Statements and one of the following. 1) have a minimum balance of $25,000.00 as stated in the Rate Schedule; 2) receive a minimum of $500.00 in direct deposit(s) monthly; 3) make 10 debit card transactions monthly; or 4) have a total of $5,000.00 in outstanding loan balances at the end of the month. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule

Debit Card   Apply Here 

The ultimate in freedom and flexibility.

 
 
 
 
debit card

 

 

 

 

Anoka Hennepin Credit Union’s debit card is available with new and existing Everyday Checking Accounts.  You can use your debit card instead of cash or check to make purchases, or you can use it with your personal identification number (PIN) to access cash at ATMs.  No-charge cash-back at some retailers at the time of a purchase is a convenient option to an ATM transaction. Any purchase or cash-back is automatically deducted from your checking account.  

Use your card for in-store purchases or take out cash at the ATM.  Easily track your purchases with AHCUdigital and your monthly statements. All AHCU cards are chip enabled for your security.

 

Chose a standard card or pick from one of eight Spirit debit cards supporting local schools.

 

 

 

Not a member? Join us today!

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