Applying For a Checking Account Has Never Been Faster or Easier!
Become a Member Add a Checking Account to My Membership
*AHCU 2024 Checking Bonus Promotion: Membership and eligibility requirements apply. The primary applicant must have an open membership share account or open a new membership share account with a $5 par value minimum deposit if not currently an AHCU member, open and fund a new Everyday Checking Account, complete the offer requirements within 60 days after opening the checking account and select “2024 Checking $100” from the “How Did You Hear About Us?” dropdown during the account application to be eligible for the $100 checking bonus. Savings rates are variable and subject to change. Minimum balance to open membership share account, maintain membership and earn disclosed Annual Percentage Yield of 0.35% APY is $5.00. Fees may reduce earnings. If the account is closed before accrued dividends are credited you will not receive the accrued dividends. Offer valid only on new Everyday Checking Accounts opened by 3/31/2024. New Everyday Checking account must be opened and member cannot be added to existing account or have been primary on an existing Everyday Checking Account. Members with checking accounts opened or closed within the last twelve (12) months, not eligible for bonus. Within 60 days of opening new Everyday Checking Account, primary applicant must open and fund Everyday Checking with minimum $25 opening deposit, no minimum balance, enroll in AHCUdigital, enroll in eStatements, order and activate AHCU debit card. Account must be active and in good standing 60 days after the account opening to receive bonus. Members 18 years of age and over must have the legal capacity to enter into an individual account agreement. If a member is under age 18, the account must be joint with a parent or legal guardian. Offer cannot be combined with other offers and is subject to change or termination at any time without notice. Message and data rates may apply. Employees are ineligible for this offer. Offer not valid on business accounts. AHCU, in their sole discretion, reserves the right to refuse payment of the bonus. Allow up to 7 business days after completing all requirements of this offer for the bonus to be deposited into your Share Savings Account. Bonus amount may be reported to the IRS, state, and local tax authorities if required by applicable law. The recipient is responsible for any federal, state, and/or local taxes on bonus items. Offer valid through 3/31/2024.
($2.95 monthly fee)
$5 share
$25 open balance
($2.95 is able to be waived*)
$5 share
$25 open balance
For ages 13 – 23
$5 share
$25 open balance
Features & Benefits
*Fee Waived with Requirements
E-statements plus one of the following services on a monthly basis: Automatic deposit of $500 or more - 10 debit card transactions - Loan balance of $5,000 or more - Combined savings of $25,000 or more. AHCU membership required. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Which checking account is right for you?
Features | everyday | everyday advantage | Spirit* |
---|---|---|---|
Minimum Balance |
No |
No |
No |
AHCUdigital Access |
Yes |
Yes |
Yes |
e-Statements |
Yes |
Yes |
Yes |
Minimum Opening Deposit |
$25 |
$25 |
$25 |
Debit Card |
Yes |
Yes |
Yes |
Age Requirement |
18 |
18 |
13-23 |
*The AHCU Spirit Debit Card donates 5% of debit card transaction fees to the AHCU Spirit Foundation which makes contributions to local high schools to reduce student activity costs, so that all students can participate in healthy school activities.
Which school will you support; Anoka, Centennial, Andover, Blaine, Coon Rapids, Forest Lake, or Champlin Park? You can even choose to donate to the Anoka Hennepin School District.
AHCU membership required. See the Fee Schedule for any applicable fees. For Everyday Checking accounts, minimum opening deposit of $25 required. For qualifying EveryDay Checking you may also qualify to have the monthly service fee for the dividend period waived if you meet one the following requirements: A) you are between the ages of 13 and 23 or B) are enrolled in and receive e-Statements and one of the following. 1) have a minimum balance of $25,000.00 as stated in the Rate Schedule; 2) receive a minimum of $500.00 in direct deposit(s) monthly; 3) make 10 debit card transactions monthly; or 4) have a total of $5,000.00 in outstanding loan balances at the end of the month. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Anoka Hennepin Credit Union’s debit card is available with new and existing Everyday Checking Accounts. You can use your debit card instead of cash or check to make purchases, or you can use it with your personal identification number (PIN) to access cash at ATMs. No-charge cash-back at some retailers at the time of a purchase is a convenient option to an ATM transaction. Any purchase or cash-back is automatically deducted from your checking account.
Use your card for in-store purchases or take out cash at the ATM. Easily track your purchases with AHCUdigital and your monthly statements. All AHCU cards are chip enabled for your security.
Chose a standard card or pick from one of eight Spirit debit cards supporting local schools.