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Join our family. Share the rewards. Join the over 17,000 AHCU members who are taking advantage of AHCU’s lower loan rates, higher savings rates, and limited fees.


Getting Started

The first step to join Anoka Hennepin Credit Union is to open a Membership Share Account.  Just an initial $5 deposit opens a Membership Share Account, and gives you a lifetime membership as long as you have an open account.

Who Can Join

Membership in Anoka Hennepin Credit Union is available to:

  • Everyone who lives, works, worships, volunteer or attend school in and businesses and other entities located in, Anoka, Benton, Chisago, Hennepin, Isanti, Kanabec, Mille Lacs, Pine, Ramsey, Sherburne and Washington Counties of Minnesota.
  • Employees and retirees of Anoka Hennepin School District #11; Anoka Technical College; Federal Premium Ammunition; Hoffman Enclosures, Inc.; GRACO, Inc.; Anoka Hennepin Credit Union; and their subsidiaries.
  • Membership is also open to the spouse of a member, the blood or adoptive relatives of either of them and their spouses, and the household member of a member may be members .

Opening an Account Online at AHCU 

Opening an account at AHCU doesn't get anymore convenient, you can apply anytime online and from just about anywhere! It is easy and secure and takes almost no time at all!


To get started, here is what you'll need:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Your complete physical and mailing address
  • Social Security Number
  • Date of Birth
  • If you are requesting the account to be joint, they will need to enter and validate their information as well.
  • Once your new account is approved and you'd like to fund it by electronic transfer from another financial institution, you’ll need their routing number and your account number.

USA PATRIOT ACT - To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.


Refer a Friend Checking Promotion

Offer Valid Thru: February 28th, 2022

*AHCU Refer-A-Friend: The person making the referral (referrer) will earn a $100 Refer-A-Friend Referral Bonus for each individual referred to Anoka Hennepin Credit Union (AHCU) who becomes a member and completes the offer requirements within 60 days after establishing membership. To make a referral, the referred person must submit a completed Refer-A-Friend form or reference “Refer-A-Friend” in “How did you hear about us?” if applying online. Referral must be made prior to the new member opening the account. Referral bonus is only eligible to those who have never had a membership at AHCU. Referral must be presented at account opening prior to 2/28/22.Referred members must qualify for membership and must open a $5 Share Savings account and an Everyday Checking with a minimum of $25 opening deposit. No minimum balance is required for Everyday Checking. Membership is subject to credit approval. To earn a $100 Referral Bonus, the referred person must complete the following requirements within 60 days after establishing membership: open a new AHCU Everyday Checking Account, enroll in eStatements, download the AHCUdigital mobile app and use the app at least once, and order an AHCU debit card and use with their new checking account. Account must be active and in good standing 60 days after account opening to receive the referral bonus. Members 18 years of age and over must have the legal capacity to enter into an individual account agreement. If a member is under age 18, the account must be joint with a parent or legal guardian. Referred member must open a new primary Everyday Checking Account and cannot be added to an existing account. Offer cannot be combined with other offers and is subject to change or termination at any time without notice. Message and data rates may apply. Employees are ineligible for this offer. Offer not valid on business accounts—no maximum referral bonuses per member per year. The referrer must be a current AHCU member in good standing to receive the referral bonus. If the referrer is not a member, no referral bonuses will be deposited for either party. AHCU, in their sole discretion, reserves the right to refuse payment of the bonus. Allow up to 7 business days after completing all requirements of this offer for a referral bonus to be deposited into your Share Savings Account. Each Referral Bonus amount may be reported to the IRS, state, and local tax authorities if required by applicable law. The recipient is responsible for any federal, state, and/or local taxes on reward items. Offer valid through 2/28/22. NMLS#794427

What Type of Accounts Are Available to Open Online?


  • Membership Share Savings
  • Personal Checking Account
  • Money Market Savings
  • Share Certificates


Disclosures & Rates 

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