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Skip A Pay

Your loan may be eligible to skip your next payment. What will you do with the extra cash?

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Which loan types are able to be skipped?

  • Auto Loans
  • Recreational Vehicle Loans
  • Personal Loans
  • Credit Cards


Which months are available to skip?

  • December 2020
  • January 2021
  • February 2021


Is there a fee to skip my loan payment?

Yes, there is a processing fee of $35.00 per loan skipped.


How do I apply to skip my loan payment?

Complete the Skip A Pay Request & Authorization form.


What do I do with my completed request?

The completed form can dropped off at one of our five open AHCU branches or mailed to our Champlin branch:

Attn: Skip A Pay Request
11681 Theatre Dr. N
Champlin, MN 55316


How will I know if my loan is eligible to be skipped?

AHCU will only contact you if your loan is NOT eligible to be skipped.  They will explain the reason your loan was not eligible to be skipped.  



I/We understand that by submitting this request to Anoka Hennepin Credit Union (AHCU), I/we are requesting to skip the monthly payment indicated above on the indicated loan. I/We also understand that interest will continue to accrue on my/our outstanding balance during this time and the term of my/our loan may be extended. I/We understand that if I/we fail to submit this request within 10 days before the due date of the monthly payments I/we would like to skip, my/our normal loan payment will be due on the normal scheduled due date; or if subject to transfer will be made on the scheduled due date. Should this occur and funds are not available to complete my/our normal loan payment, I/we may be subject to Late Fees as outlined in my/our loan agreement(s). Payments made cannot be refunded. AHCU reserves the right to revoke this offer if any of my/our account(s) are in default or if I/we fail to meet any other condition or criteria of this offer as specified herein. I/we understand that this request can only be used for the specified loans and is only available for one skip per loan per rolling 12 month period, this includes previous skip requests due to hardship. The offer does not apply to real estate secured loans, business loans, GPS loans, Drive4Less Loans, Relief Loans or open ended lines of credit with the exception of credit cards. Payments made by credit union transfer or AHCU loan origination from another financial institution will be suspended for the month skipped. I /We understand after the skip payment period my/our normal monthly payment will resume on the first due date following the skip payment period. I/We understand that I/we will be responsible for stopping payments made by Bill Payment initiated either through AHCU or another financial institution and re-initiating the bill payment after the skip period. A $35 fee will be assessed for each Skip A Pay processed. The fee cannot be deducted from your $5 minimum share balance and the payment will not be skipped unless the fee has been paid. Payment amounts of $100 or less are not eligible for Skip A Pay. Mastercard statements will continue to cycle and be delivered during the month that is skipped. Qualifications and restrictions apply. Offer subject to change or termination. 


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