Applying For a Checking Account Has Never Been Faster or Easier!
Checking Accounts
We have a checking package that’s right for you.
Everyday
($2.95 monthly fee)
$5 share
$25 open balance
Everyday Advantage
($2.95 is able to be waived*)
$5 share
$25 open balance
Spirit
For ages 13 – 23
$5 share
$25 open balance
Features & Benefits
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AHCUdigital Access
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Phone Branch Access
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Debit Card
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Bill Payment
*Fee Waived with Requirements
E-statements plus one of the following services on a monthly basis: Automatic deposit of $500 or more - 10 debit card transactions - Loan balance of $5,000 or more - Combined savings of $25,000 or more. AHCU membership required. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Compare Accounts
Which checking account is right for you?
| Features | everyday | everyday advantage | Spirit* |
|---|---|---|---|
| Minimum Balance |
No |
No |
No |
| AHCUdigital Access |
Yes |
Yes |
Yes |
| e-Statements |
Yes |
Yes |
Yes |
| Minimum Opening Deposit |
$25 |
$25 |
$25 |
| Debit Card |
Yes |
Yes |
Yes |
| Age Requirement |
18 |
18 |
13-23 |
*The AHCU Spirit Debit Card donates 5% of debit card transaction fees to the AHCU Spirit Foundation which makes contributions to local high schools to reduce student activity costs, so that all students can participate in healthy school activities.
Which school will you support; Anoka, Centennial, Andover, Blaine, Coon Rapids, Forest Lake, or Champlin Park? You can even choose to donate to the Anoka Hennepin School District.
AHCU membership required. See the Fee Schedule for any applicable fees. For Everyday Checking accounts, minimum opening deposit of $25 required. For qualifying EveryDay Checking you may also qualify to have the monthly service fee for the dividend period waived if you meet one the following requirements: A) you are between the ages of 13 and 23 or B) are enrolled in and receive e-Statements and one of the following. 1) have a minimum balance of $25,000.00 as stated in the Rate Schedule; 2) receive a minimum of $500.00 in direct deposit(s) monthly; 3) make 10 debit card transactions monthly; or 4) have a total of $5,000.00 in outstanding loan balances at the end of the month. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Debit Card
The ultimate in freedom and flexibility.
Anoka Hennepin Credit Union’s debit card is available with new and existing Everyday Checking Accounts. You can use your debit card instead of cash or check to make purchases, or you can use it with your personal identification number (PIN) to access cash at ATMs. No-charge cash-back at some retailers at the time of a purchase is a convenient option to an ATM transaction. Any purchase or cash-back is automatically deducted from your checking account.
Use your card for in-store purchases or take out cash at the ATM. Easily track your purchases with AHCUdigital and your monthly statements. All AHCU cards are chip enabled for your security.
Chose a standard card or pick from one of eight Spirit debit cards supporting local schools.
