Applying For a Checking Account Has Never Been Faster or Easier!
Checking Accounts
We have a checking package that’s right for you!
For a limited time, get a $150 Bonus* when you open an Everyday Checking account!
Could You Use an Extra $150?
Opening a checking account with us is easy! If you're a member, just fill out and submit our simple online form.
Not a member yet? Join today - we've made it easy to do that online too. And of course, members and members-to-be can always stop in at one of our branch locations and let us handle it all. Your convenience is our priority.
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Open a Member Share Savings (if you are not currently the primary member on an existing membership).
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Open a new Everyday checking account.
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Use "2024 Checking $150" or "AH150" in the "How Did You Hear About Us?" question within your account application.
Then, within the first 60 days after opening your new checking account:
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Enroll in AHCUdigital.
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Enroll in e-Statements.
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Establish direct deposit (salary, pension, social security, or other regular income. One time, person to person or electronic payment platforms, i.e. Zelle, do not qualify).
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Make a total of 10 debit card transactions (not including ATM).
Ready, Set, GO!
Become a Member Add a Checking Account to My Membership
PLUS $1.50 Off Cullens Ice Cream
$1.50 off of your ice cream purchase at Cullens Ice Cream Shop when you mention TopLine!
Cullens Champlin
Douglas Drive North, Champlin, MN 55316
Cullens Coon Rapids
12085 Hanson Blvd. NW, Coon Rapids, MN 55448
Cullens on the River
307 East River Parkway, Champlin, MN 55316
*AHCU 2024 Checking Bonus Promotion: Membership and eligibility requirements apply. The primary applicant must have an open membership share account or open a new membership share account with a $5.00 minimum deposit. Offer not available to existing AHCU, a Division of TopLine Financial Credit Union or TopLine Financial Credit Union checking members or those whose checking accounts opened or closed within the last 90 days. To qualify, open and fund a new Everyday Checking Account, with minimum $25 opening deposit, no minimum balance and complete the offer requirements within 60 days after opening the checking account and select “2024 Checking $150” from the “How Did You Hear About Us?” dropdown during the account application to be eligible for the $150 checking bonus. Savings rates are variable and subject to change. Minimum balance to open membership share account, maintain membership and earn disclosed Annual Percentage Yield of 0.06% APY is $5.00. Fees may reduce earnings. Offer valid only on new Everyday Checking Accounts opened by 9/15/2024. Within 60 days of opening new Everyday Checking Account, primary applicant must open and fund Everyday Checking, establish direct deposit, make a total of 10 debit card transactions (not including ATM), and enroll in eStatements and online/mobile banking. Account must be active and in good standing for 90 days after the account opening to receive bonus. Qualifying direct deposits are electronic deposits of regular periodic payments (such as salary, pension, social security, or other regular monthly income) deposited through the Automated Clearing House (ACH) network to this account by your employer or an outside agency. Members 18 years of age and over must have the legal capacity to enter into an individual account agreement. If a member is under age 18, the account must be joint with a parent or legal guardian. Offer cannot be combined with other offers and is subject to change or termination at any time without notice. Message and data rates may apply. Employees are ineligible for this offer. Offer not valid on business accounts. The credit union in their sole discretion, reserves the right to refuse payment of the bonus. Allow up to 7 business days after completing all requirements of this offer for the bonus to be deposited into your Share Savings Account. Bonus amount may be reported to the IRS, state, and local tax authorities if required by applicable law. The recipient is responsible for any federal, state, and/or local taxes on bonus items. Offer valid through 9/15/2024. **Mobile deposit may be available to new members after 60 days of membership.
*Fee Waived with Requirements
E-statements plus one of the following services on a monthly basis: Automatic deposit of $500 or more - 10 debit card transactions - Loan balance of $5,000 or more - Combined savings of $25,000 or more. Anoka Hennepin Credit Union, a Division of TopLine Financial Credit Union membership required. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Compare Accounts
Which checking account is right for you?
| Features | everyday | everyday advantage | Spirit* |
|---|---|---|---|
| Minimum Balance |
No |
No |
No |
| AHCUdigital Access |
Yes |
Yes |
Yes |
| e-Statements |
Yes |
Yes |
Yes |
| Minimum Opening Deposit |
$25 |
$25 |
$25 |
| Debit Card |
Yes |
Yes |
Yes |
| Age Requirement |
18 |
18 |
13-23 |
*The Spirit Debit Card donates 5% of debit card transaction fees to the AHCU Spirit Foundation which makes contributions to local high schools to reduce student activity costs, so that all students can participate in healthy school activities.
Which school will you support; Anoka, Centennial, Andover, Blaine, Coon Rapids, Forest Lake, or Champlin Park? You can even choose to donate to the Anoka Hennepin School District.
Credit Union Membership required. See the Fee Schedule for any applicable fees. For Everyday Checking accounts, minimum opening deposit of $25 required. For qualifying EveryDay Checking you may also qualify to have the monthly service fee for the dividend period waived if you meet one the following requirements: A) you are between the ages of 13 and 23 or B) are enrolled in and receive e-Statements and one of the following. 1) have a minimum balance of $25,000.00 as stated in the Rate Schedule; 2) receive a minimum of $500.00 in direct deposit(s) monthly; 3) make 10 debit card transactions monthly; or 4) have a total of $5,000.00 in outstanding loan balances at the end of the month. If you do not meet any of the monthly qualification requirements for your account, you will be charged a service fee as stated in the Fee Schedule.
Debit Card
The ultimate in freedom and flexibility.
Our debit card is available with new and existing Everyday Checking Accounts. You can use your debit card instead of cash or check to make purchases, or you can use it with your personal identification number (PIN) to access cash at ATMs. No-charge cash-back at some retailers at the time of a purchase is a convenient option to an ATM transaction. Any purchase or cash-back is automatically deducted from your checking account.
Use your card for in-store purchases or take out cash at the ATM. Easily track your purchases with AHCUdigital and your monthly statements. All debit cards are chip enabled for your security.
Chose a standard card or pick from one of eight Spirit debit cards supporting local schools.
