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Mastercards®

Purchasing power whether your shopping online or in-store.

Managing your account is super easy too with access on your computer or mobile device.  

Interested in Skipping Your Next Credit Card Payment? 
man credit card

Mastercard Gold

 

  • Build Credit

  • Online Access 24/7

  • Make Payments Online

  • Balance Transfers

  • e-Statements Available

 

credit card

Mastercard Platinum

 

  • Great Rate!

  • Year End Spending Summary

  • Make Payments Online

  • Balance Transfers

  • e-Statements Available

 

credit card

Mastercard Secured

 
  • Establish or Rebuild Credit

  • Secure Your Card Limit With Your Existing Savings

  • Make Payments Online

  • Balance Transfers

  • e-Statements Available

Image Description  

Credit Card Interest Calculator

This calculator will show you how much of your current credit card payment is being applied to the principal balance and how much is pure interest.

Credit Card Current Balance:
Annual Interest Rate:
Current Monthly Payment:
Portion of next payment
applied to principal:
Portion of next payment
applied to interest charges:
Total Interest:
Number of Monthly Payments:
Total Number of Years:

*Calculator provides general estimations only. Inconsistencies may occur with the use of the calculator and the outcomes are not credit guarantees. For specific payment and interest information, please contact us.

11.90% APR

Gold

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8.90% APR

Platinum

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11.90% APR

Secured

 


Important Credit Card Terms & Information

Effective Date: May 1, 2020

INTEREST RATES AND INTEREST CHARGES mastercard logo

Annual Percentage Rate (APR) for Purchases

Platinum Mastercard

8.90%

Gold Mastercard

11.90%

APR for Balance Transfers

Platinum Mastercard

8.90%

Gold Mastercard

11.90%

APR for Cash Advances

Platinum Mastercard

8.90%

Gold Mastercard

11.90%

 

How to Avoid Paying Interest on Purchases

Your due date is at least 25 days after the close of each billing cycle.

We will not charge you any interest on purchases if you pay your entire

balance by the due date each month.

Minimum Interest Charge

If you are charged interest, the charge will be no less than $0.50.

For Credit Card Tips from the Consumer Financial Protection Bureau

To learn more about factors to consider when applying for or using a

credit card, visit the website of the Consumer Financial Protection

Bureau at http://www.consumerfinance.gov/learnmore.

Fees

 

Transaction Fees

-  Cash Advance Fee

 

-  Foreign Transaction Fee

 

$2.00 or 2.00% of the amount of each cash advance, whichever is

greater (Maximum Fee: $25.00)

1.00% of each transaction in U.S. dollars

Penalty Fees

-  Late Payment Fee

-  Returned Payment Fee

 

Up to $25.00

Up to $25.00

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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