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AHCUdigital is a convenient and secure method to access your accounts and perform financial transactions. You can access your accounts online—all that is needed is a username and password.

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Keep track of your balance and everyday transactions the easy way.

  • Access all of your AHCU account balances
  • Access your account history
  • View pending debit card transactions
  • Access your e-Statements
  • View check images


Comprehensive Tools

From your credit report to budgeting, AHCUdigital has all the tools you need in one convenient place.

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Bill Payment

Put writing checks and mailing your bills in your rearview mirror. Using AHCU Bill Payment is safe, convenient and saves you time!
  • Schedule bills in advance to be paid to save you time.
  • Set up payment reminders
    so your bills are always paid on time.
  • All of your payee information in one convenient place.
  • Keeps your information secure with no paper checks containing your account information in your mailbox.

Learn More

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Switching to e-Statements doesn't mean parting with a paper trail.  It means creating an electronic one that not only helps you lose the clutter, but keeps your information safer than your mailbox.
  • Receive a notification emailed to you when your statement is ready to view. 
  • No more paper clutter.
  • Download your statement for secure electronic storage.
  • Retain up to 18 months of statements in AHCUdigital.
  • Can be accessed on your computer or mobile device.

Learn More

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Account Alerts

You work hard to stay on top of your accounts, but we could all use help.  Account alerts can be set up to notify you based your priorities so you're always in the know.
  • Alerts can be sent to email or text message.
  • Stay on top of your balance or other important transaction events.
  • Be alerted to high dollar amount transactions such as large withdrawal or deposit.
Set up is found in your AHCUdigital Settings > Push Notifications.


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Whether it is a savings goal or kids allowance, transfers within AHCUdigital make it easy.

  • Set up one-time or recurring transfers on your schedule.
  • View your scheduled transfers and edit them prior to date of send.
  • Use the Memo field to organize or send messages with your transfer.

Access Transfers in AHCUdigital:

Make a transfer navigation option under Move Money
Transfer button on the home page
Transfer button on the Account History page
Quick Peak link from My Accounts widget
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With SavvyMoney, you can monitor your credit, view your credit score, and so much more!


  • Receive personalized offers to help you save money on your existing credit accounts.
  • Look at your full credit report with no impact on score.
  • Set up notifications so you'll always know when something changes on your credit report.
  • Learn how to improve your score so you have access to the lowest rates - saving you money over time!
  • Make smart credit decisions by creating a simulation of how a new credit account or paying off an existing credit account will impact your score.
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Curious where your funds go? Have you made a resolution to budget, but never quite get there.  Money Management in AHCUdigital is the answer for you!


  • Aggregate all internal (AHCU) and external accounts in one easy to view dashboard.
  • Categorization of your transactions from multiple places into accurate income and expense categories.
  • Spending chart to help you visualize your money better.
  • Set up budgets, including smart auto-creation of budgets based upon your individual spending history.
  • Email alerts
  • Debt payoff forecasting!
  • Goal setting including savings and retirement along with debt payoff.


AHCUdigital Demo

The AHCUdigital demo is designed to help you learn how to use the comprehensive features available. 

Please Note: We are always working to improve your experience, this may cause slight differences in the steps and/or navigation when you log into AHCUdigital to manage your own accounts.

Looking for more help? Feel free to contact us for further assistance.



Account Security You Can Rely On.

Rest assured you can manage your accounts safely.

  • Send and receive secure messages with AHCU representatives.
  • Set up customized account alerts.
  • Time-based One Time Passcode or TOTP available:
    • For use with authenticator apps (Google Authenticator or Microsoft Authenticator) to complete a Multi-Factor Authentication process.

Click Here For Time-based One Time Passcode (TOTP) Instructions

Message and data rates may apply. App Store® is a service mark of Apple® Inc. Google Play™ is a trademark of Google™ Inc. Copyright © 2021 Microsoft Corporation. All rights reserved. Copyright© 2014 Google Inc.

AHCUdigital Mobile App

Enjoy the convenience of transferring
funds, viewing balances, and more —
all from your mobile device.


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Before You Begin

  • AHCUdigital Mobile App is available for iPhone and Android devices and tablets.

  • Android Devices need to use Android version 8.0 or newer.

  • Apple iOS devices need to use 13.x or newer.


Getting Started

  1. Download and launch the AHCU Mobile Branch App on your device.

  2. Accept the Terms and Conditions.

  3. Enter your AHCUdigital Username.

  4. Answer the Security Question.

  5. Enter your AHCUdigital Security Code.

  6. Press Log In.


*Download the AHCUdigital Mobile app for Apple® or Android™ mobile devices. Message and data rates may apply. App Store® is a service mark of Apple® Inc. Google Play™ is a trademark of Google™ Inc.

Bill Payment

One place, your pace.
Bill Pay, simplified.

Stay on top of your bills with automatic
payments, reminders, and invoices when
and where you want them.

man paying bills

Here's how AHCU Bill Pay can help you:

  • Save time, from cable and phone bills to insurance and memberships; you'll save time by paying all of your expenses in one place.
  • By scheduling automatic or one-time payments — at home or on the go, regain peace of mind when you never miss a payment with online and mobile bill pay.
  • Save money, when you say 'yes' to scheduling your bills using AHCU Bill Pay, you can say 'no' to late payments and the fees that come along with them.


How to enroll in AHCU Bill pay:

  1. Gather all the bills you’d like to pay.

  2. Login to AHCUdigital and click on Bill Pay.

  3. Next, to add your Payees, click on the Payee button.

  4. Click Add Payee and add each payee from your bill.

  5. Once all payees are created, click on Payments to begin making payments from your list of payees.

Tip: If the payee offers an electronic bill or e-bill, you can enable that feature as well to have your bills delivered to your Bill Payment inbox each month.


With AHCU Bill Payment, you have the option of scheduling automatic payments for available billers or manually choosing the frequency and amount. Save time, and never miss another payment.

Pay anyone, anytime, anywhere with AHCU Bill Payment. (Some restrictions may apply).




Clear the clutter.
Safeguard your accounts.

When you sign up for e-Statements, all of your statements will be securely archived and can be conveniently accessed online by logging into AHCUdigital.

Never worry about a misplaced paper statement again!

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System Requirements

  • A computer with Internet access
  • A valid email address
  • AHCUdigital account access
  • Adobe Reader version 11 or later or equivalent, or another program capable of reading PDF files. Adobe Reader is available as a free download at
  • Sufficient electronic storage capacity on your hard drive or other storage medium, or a printer that is capable of printing from your Internet browser
  • Web browser:
    • Google Chrome – current or previous version

    • Mozilla Firefox – current version

    • Safari – current version


How do I change my email address?

  1. Login to AHCUdigital:

  2. Select e-Statements

  3. Select Helpful Links

  4. Update email address

  5. Click “Update”



How do I discontinue e-Statements?

  1. Login to AHCUdigital:

  2. Select e-Statement

  3. Click on “OPT-Out” under Helpful Links tab

  4. Click “OPT-Out”

Note: Once you discontinue e-Statements, you will begin receiving a paper statement mailed to the address on file with AHCU.


Mobile Check Deposit

Deposit your checks in a snap. With Mobile Deposit, you can quickly and securely deposit checks in just a few quick steps.


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man mobile check deposit 

Enrolling in Mobile Check Deposit

1. Download the AHCUdigital Mobile App from the Apple® App Store or Google Play Store. 

2. Log in to the AHCUdigital Mobile App with your username & password.  

3. Click on More, click on Check Deposit, then follow the directions on your screen.

4. Carefully enter the amount of your check when prompted.

4. Endorse your check.

The check must be endorsed with:

  • Your Signature
  • "For Mobile Deposit Only at AHCU"
  • Your Account Number

Note: Check payable to two parties must be endorsed by both parties.

5. Follow the instructions on your screen to take pictures of the check and to submit for deposit.

Once Your Check Has Been Accepted

  • Write AHCU Mobile Check Deposit on FRONT of check once it has been paid along with date item was deposited.
  • Hold check for 30 days and then securely dispose of checks (i.e. shredding).


*Download the AHCUdigital Mobile app for Apple® or Android™ mobile devices. Message and data rates may apply. App Store® is a service mark of Apple® Inc. Google Play™ is a trademark of Google™ Inc.

Not a member? Join us today!

Joining AHCU is easy and only takes a few minutes

Become a Member