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Mortgage Loans

 
Finding a home is hard work. Financing it shouldn't be.

At TopLine, we'll help you make smart decisions about home loans. We'll make sure you're getting the right mortgage for the right reasons. And we'll do everything in our power to ensure that you get the very best deal.

Whether you are looking to buy your first home, new home or second home, or would like to refinance your current one, we'll help you save money, pay fewer closing costs and spend less on what you  borrow.

Applying online is easy! Just answer a few simple questions about yourself and your property, income, debts and assets.

couple new home

Mortgage Rate Relief - 1.5% Interest Reduction

Homeownership from TopLine Just Got More Affordable with Mortgage Rates Starting at 5.526% APR!†  TopLine has partnered with the Federal Home Loan Bank of Des Moines* to offer a new Mortgage Rate Relief Program.

The Mortgage Rate Relief Program is available to home buyers earning up to 80% of area median income (AMI), determined by the Federal Housing Finance Agency’s Underserved Areas Data.  Mortgage Rate Relief may be used to purchase your primary residence and must be a 1-4 single-family unit property. There are no neighborhood restrictions (i.e., type or location).

HUGE SAVINGS!  Qualified applicants will receive an approximate 1.5% interest rate reduction below the current market rate. This interest rate reduction only applies to 30-year fixed-rate mortgage loans.

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Disclosure:

†APR means Annual Percentage Rate. Actual APR may vary based on credit profile and down payment. Loan subject to approval. Loan approval based on creditworthiness. Rates, terms and conditions subject to change. Rates current as of 03/31/2025 and are subject to change. For those that qualify. Pre-qualification allows TopLine to pull credit report. For complete details and current rate information, visit www.TopLinecu.com, email mymortgage@toplinecu.com, call 763-391-0877 or stop by any TopLine location. TopLine does business in accordance with the Federal Fair Lending Laws and Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration. NMLS# 654913.

*The Federal Home Loan Bank of Des Moines is a member-owned cooperative that provides funding solutions and liquidity to nearly 1,300 financial institutions to support mortgage lending, economic development and affordable housing in their communities. Serving 13 states and three U.S. Pacific territories, FHLB Des Moines is one of 11 regional Banks that make up the Federal Home Loan Bank System. Members include community and commercial banks, credit unions, insurance companies, thrifts and community development financial institutions. FHLB Des Moines is wholly owned by its members and receives no taxpayer funding. For additional information about FHLB Des Moines, please visit www.fhlbdm.com.

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