Skip to main content

Unsecured Loans

Credit options for financial flexibility and peace of mind.

Handle all of life's changes with an Unsecured Loan from AHCU.  Unexpected large purchases, family vacations or consolidate your accounts.

Apply Now  Check My Application Status
couple wrapped in christmas lights

Rapid Advance Line of Credit

money icon

Are You Prepared? For an unexpected expense or for a forgotten purchase?


When other financial institutions stopped helping you be prepared for the everyday, AHCU has you covered with a Rapid Advance Line of Credit. 

What is a Rapid Advance Line of Credit?

A Rapid Advance is a personal line of credit that offers a flexible way to borrow money. Personal lines of credit are revolving lines of credit, which allow you to borrow money repeatedly up to a set limit, then repay a portion of the current balance through regular payments. Interest will only accrue on the amount you have actually used.

You can access funds when you need it with a rate as low as 6.75% APR1

You'll have peace of mind knowing you have a safety net. The funds can be manually transferred into your checking account for upcoming purchases or it can be set up to automatically transfer if there aren't enough funds to cover an expense or purchase.

Be Prepared.

It is simple to be prepared. With an easy-to-complete online application, you'll be one step closer to being covered. 

Apply now

The truth is, you never know when your budget's "rainy day" is going to happen. Whatever the reason, when you're prepared with an AHCU Rapid Advance Line of Credit, you're prepared for anything.

The application process is quick and easy. Apply online today to experience the peace of mind that comes from knowing you have the funds when you need them.


1APR is Annual Percentage Rate. Rapid Advance Line of Credit 6.75% APR is our lowest available rate as of 1/1/2022. Rate adjusts monthly based on prime plus a margin and applies to the entire outstanding balance. Maximum rate is 15.25% APR. Rate is variable. Finance charge begins to accrue on the day an advance is made on the line. Late Fee $25, and Returned Payment Fee $33, No annual fee. Minimum loan amount $500; maximum loan amount $100,000. Payments are calculated on 2% of the outstanding balance or $25, whichever is greater. Your Rapid Advance Line of Credit is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Certain restrictions may apply. Not valid on tuition expenses and interest is not tax deductible. AHCU Membership required.   Does not apply to loans currently financed with Anoka Hennepin Credit Union. Offer subject to change or termination.

Holiday Loan

Do You Feel Tangled Up in Debt?

Break Free With a Holiday Loan With Rates as Low as 5.90% APR1

Apply now  

Effective Date: December 1st, 2021

1APR = Annual Percentage Rate. Rate is fixed for the term of the loan. Advertised rate is current as of 12/1/2021. Borrow $10,000 at 5.90% APR for 12 monthly payments of $861.36 or $86.14 per $1,000 borrowed. Minimum loan amount $500. Maximum loan amount $10,000. Rates include a .25% discount for auto paying electronically. Rate may increase by the amount of the discount(s) if requirements are no longer met. Actual rate and credit limit may vary based on individual credit terms. Loan subject to approval and qualifications. Certain restrictions may apply. AHCU Membership required. Offer valid on Personal Loans opened between 12/1/21 and 02/28/22 and does not apply to loans currently financed with AHCU. Offer subject to change or termination.

Signature Loan

bag of moneyA Signature Loan from Anoka Hennepin Credit Union can be used for almost any purpose, such as:

  • Consolidating bills
  • Home furnishings
  • Computers
  • Taking the vacation of your dreams

Payments are easy to budget, simple to manage, and offer competitive rates. Applying online for a signature loan makes the process quick and stress-free —and no collateral is required.



Not a member? Join us today!

Joining AHCU is easy and only takes a few minutes

Become a Member
Video Chat