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Unsecured Loans

Credit options for financial flexibility and peace of mind.

Handle all of life's changes with an Unsecured Loan from AHCU.  Unexpected large purchases, family vacations or consolidate your accounts.

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Rapid Advance Line of Credit

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Are You Prepared? For an unexpected expense or for a forgotten purchase?


When other financial institutions stopped helping you be prepared for the everyday, AHCU has you covered with a Rapid Advance Line of Credit. 

What is a Rapid Advance Line of Credit?

A Rapid Advance is a personal line of credit that offers a flexible way to borrow money. Personal lines of credit are revolving lines of credit, which allow you to borrow money repeatedly up to a set limit, then repay a portion of the current balance through regular payments. Interest will only accrue on the amount you have actually used.

You can access funds when you need it with a rate as low as 12.00% APR1

You'll have peace of mind knowing you have a safety net. The funds can be manually transferred into your checking account for upcoming purchases or it can be set up to automatically transfer if there aren't enough funds to cover an expense or purchase.

Be Prepared.

It is simple to be prepared. With an easy-to-complete online application, you'll be one step closer to being covered. 

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The truth is, you never know when your budget's "rainy day" is going to happen. Whatever the reason, when you're prepared with an AHCU Rapid Advance Line of Credit, you're prepared for anything.

The application process is quick and easy. Apply online today to experience the peace of mind that comes from knowing you have the funds when you need them.


1Rapid Advance Line of Credit. APR = Annual Percentage Rate. 12.00% APR is our lowest available rate as of 5/1/2024. Rate adjusts monthly based on prime plus a margin and applies to the entire outstanding balance. Maximum rate is 18.00% APR. Rate is variable. Finance charge begins to accrue on the day an advance is made on the line. Late Fee $25, and Returned Payment Fee $33, No annual fee. Minimum loan amount $500; maximum loan amount $100,000. Payments are calculated on 2% of the outstanding balance or $25, whichever is greater. Your Rapid Advance Line of Credit is subject to approval and the rate may vary based on your individual credit, term, and relationship level. Certain restrictions may apply. Not valid on tuition expenses and interest is not tax deductible. AHCU Membership required.  Does not apply to loans currently financed with Anoka Hennepin Credit Union.  Offer subject to change or termination.

Signature Loan

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With Rates as low as 10.24%

APR2, you can sign today, vacation tomorrow!


A Signature Loan from Anoka Hennepin Credit Union can be used for almost any purpose, such as:

  • Consolidating bills
  • Home furnishings
  • Computers
  • Taking the vacation of your dreams

Payments are easy to budget, simple to manage, and offer competitive rates. Applying online for a signature loan makes the process quick and stress-free —and no collateral is required.

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2Signature Loan. APR = Annual Percentage Rate. Advertised rate is current as of 5/1/2024 and is fixed for the term of the loan. Borrow at 10.24% APR for 60 monthly payments of $21.37 per $1,000 borrowed. Rates include a .25% discount for auto paying electronically. Loan is subject to approval and the rate may vary based on individual credit and term. Certain restrictions may apply. No minimum loan amount; maximum loan amount of $25,000. Payments may be deferred upon credit approval for up to 90 days. Deferred payments may not exceed 90 days. Interest begins accruing upon disbursal of loan. AHCU Membership required. Offer not valid on loans currently financed with AHCU. Offer subject to change to or termination.

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