Mobile Banking
You've been there before, you start test-driving vehicles and the next thing you know, you're signing a purchase agreement. Then you cross your fingers they give you the best rate and payment that is within your budget.
Pre-approval is a powerful tool for a vehicle buyer. It saves time and give you the peace of mind knowing you've gotten the best rate. Not only that, it stops you from being vulnerable to sales tactic that puts potential buyers like you on the spot and potentially paying more than you should.
Be sure to let the dealership or private party know you are financing with AHCU.
Take the first step today by submitting your loan application!
In Minnesota, 90 days can be a whole season! With an AHCU Auto Loan, you have the flexibility to take a whole season off. Plan a road trip or build an emergency fund, however you take advantage of your 90 days without a payment is up to you**!
We review our rates often so we can confidently say we offer great rates to our members. Also, we know the value members gain from financing with AHCU far surpasses many other options our members might consider, bringing them back to AHCU time after time.
Saving money is important to all people, regardless of their budget. We understand providing the right rate is only part of that equation. Offering terms that work for our members can make all the difference.
Our lives aren't becoming less busy, the convenience of having your auto loan payment automatically withdrawn each month means you can focus on other things. You'll be at ease knowing your payments are on time and off your mind.
*APR = Annual Percentage Rate. Advertised rate is current as of 9/1/2021 and is fixed for the term of the loan. Borrow at 1.74% APR for 24 monthly payments of $42.43 per $1,000 borrowed. Rates include a .25% discount for auto paying electronically. Rate may increase by the amount of the discount(s) if requirement(s) are no longer met. Loan is subject to approval and the rate may vary based on individual credit and term. Certain restrictions may apply. No minimum loan amount. Maximum loan amount $75,000. **Payments may be deferred upon credit approval for up to 90 days. Deferred payments may not exceed 90 days. Interest begins accruing upon disbursal of loan. Offer valid on new and used auto loans. AHCU Membership required. Offer not valid on loans currently financed with AHCU. Offer subject to change or termination.
AHCU members have a partner in their vehicle search with Enterprise Car Sales. They offer a seamless and transparent purchase experience to fit a variety of needs. Whether you want to buy, sell or trade, Enterprise Car Sales wants to make it easy.
The ultimate in freedom and flexibility.
Do you have a safety net if the unexpected happens?
With Debt Protection, you can protect your payments from unexpected life events.
Will you owe more on your vehicle loan than your vehicle is worth?
GAP is a great way solution, it's like an airbag for your vehicle loan.
Can you afford an unexpected car repair?
MRC can help you limit out-of-pocket car repair expenses.
