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Auto Loans

Quick and easy financing options to get you into the new vehicle of your dreams or refinance your existing vehicle loan. That's what we do.


Rates as low as 1.74% APR*

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The AHCU Financing Advantage

AHCU Auto Loans Offer: 

  • 90 Days Before Your First Payment**

In Minnesota, 90 days can be a whole season! With an AHCU Auto Loan, you have the flexibility to take a whole season off.  Plan a road trip or build an emergency fund, however you take advantage of your 90 days without a payment is up to you**!

  • Competitive Rates

We review our rates often so we can confidently say we offer great rates to our members.  Also, we know the value members gain from financing with AHCU far surpasses many other options our members might consider, bringing them back to AHCU time after time.

  • Variety of Terms Available 

Saving money is important to all people, regardless of their budget. We understand providing the right rate is only part of that equation.  Offering terms that work for our members can make all the difference.

  • Automatic Payment Available

Our lives aren't becoming less busy, the convenience of having your auto loan payment automatically withdrawn each month means you can focus on other things. You'll be at ease knowing your payments are on time and off your mind.


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*APR = Annual Percentage Rate. Advertised rate is current as of 9/1/2021 and is fixed for the term of the loan. Borrow at 1.74% APR for 24 monthly payments of $42.43 per $1,000 borrowed. Rates include a .25% discount for auto paying electronically. Rate may increase by the amount of the discount(s) if requirement(s) are no longer met. Loan is subject to approval and the rate may vary based on individual credit and term.  Certain restrictions may apply.   No minimum loan amount. Maximum loan amount $75,000. **Payments may be deferred upon credit approval for up to 90 days.  Deferred payments may not exceed 90 days.  Interest begins accruing upon disbursal of loan.  Offer valid on new and used auto loans. AHCU Membership required. Offer not valid on loans currently financed with AHCU. Offer subject to change or termination. 


Start Your Vehicle Search

Creating a friction-less purchasing process starts with finding your next vehicle.


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Enterprise Car Sales

AHCU members have a partner in their vehicle search with Enterprise Car Sales. They offer a seamless and transparent purchase experience to fit a variety of needs. Whether you want to buy, sell or trade, Enterprise Car Sales wants to make it easy.


Get Pre-Approved      Search Inventory


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Integrity Autosource

Integrity Autosource, Inc. was established in 1995 with a goal of improving how customers purchase a new vehicle.  To Integrity Autosource, this looks like an easier, more professional and stress-free buying experience. 

One of the areas of vehicle purchasing that makes Integrity Autosource different from others is their ability to find a large variety of makes and models for their buyers.  If they don't have it, they will work to find it for you.


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Protect your Vehicle

The ultimate in freedom and flexibility.

Debt Protection

Do you have a safety net if the unexpected happens?

With Debt Protection, you can protect your payments from unexpected life events.

Learn More

Guaranteed Asset Protection (GAP)

Will you owe more on your vehicle loan than your vehicle is worth?

GAP is a great way solution, it's like an airbag for your vehicle loan.

 Learn More

Mechanical Repair Coverage (MRC)

Can you afford an unexpected car repair?

MRC can help you limit out-of-pocket car repair expenses.

 Learn More

Applying online for an Auto Loan is fast and easy

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Not a member? Join us today!

Joining AHCU is easy and only takes a few minutes

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